Home About Us Online Application Closing Costs Payment Calculator
   Purchase      Refinance      Pre-Approval    
as of 6/15/2009
 Program Rate Points APR
 Call For Rates
 
 
 
 
 
 
 
 Rate Lock Policy    
    3 Steps to Closing
    My Loan Team
    Low Money Down Mortgages
    Other Mortgage Programs
    Resources
StepsClosing
 
Our 3 Quick Steps To Close

Homestead-direct offers a fast and easy way to finance your home purchase or refinance your existing mortgage. We have been making mortgage loans since 1976. By using our on-line application you will get immediate answers to your mortgage needs.

    1.  Apply
Complete our on-line application in a few minutes. It is very easy and there is no cost to apply.

    2.  Lock a Rate
Lock an interest rate any time prior to closing. Choose a program and lock time that best suites your needs. Learn more about our Rate Lock Policy.

    3.  Close
You’re done. Your Loan Team will deliver all the documents to the closing and instruct you on where and when your closing will take place.

Copyright 2010 Homestead-Direct.com   |   315.445.2000   |   tward@homesteadfinancial.net   |   Contact Us   |   Privacy Policy
Equal Housing Lender - Division of Homestead Financial - Licensed Mortgage Banker - NYS Banking Department